Call reports 2013
HOME STATE BANK & TRUST COMPANY — 2013
What HOME STATE BANK & TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Total assets | 141,831,000 | 138,910,000 |
| Total loans | 60,146,000 | 57,227,000 |
| Allowance for loan losses | 257,000 | 306,000 |
| Securities available for sale | 59,640,000 | 58,176,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 109,842,000 | 110,515,000 |
| Interest-bearing deposits | 95,288,000 | 95,415,000 |
| Noninterest-bearing deposits | 14,554,000 | 15,100,000 |
| Equity capital | 20,483,000 | 19,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Interest income | 1,763,000 | 2,935,000 |
| Interest expense | 188,000 | 368,000 |
| Net interest income | 1,575,000 | 2,567,000 |
| Noninterest income | 246,000 | 481,000 |
| Noninterest expense | 1,012,000 | 1,983,000 |
| Provision for loan losses | 60,000 | 120,000 |
| Pretax income | 749,000 | 945,000 |
| Income tax | 236,000 | 212,000 |
| Net income | 513,000 | 733,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 |
|---|---|---|
| Tier 1 capital | 15,573,000 | 15,831,000 |
| Total capital | 15,830,000 | 16,137,000 |
| Risk-weighted assets | 99,390,000 | 97,050,000 |