Call reports 2012
HOME STATE BANK & TRUST COMPANY — 2012
What HOME STATE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 148,711,000 | 144,129,000 | 145,771,000 | 140,907,000 |
| Total loans | 62,719,000 | 61,402,000 | 60,722,000 | 59,962,000 |
| Allowance for loan losses | 37,000 | 91,000 | 154,000 | 216,000 |
| Securities available for sale | 62,821,000 | 59,538,000 | 61,481,000 | 60,391,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,922,000 | 113,599,000 | 113,092,000 | 108,021,000 |
| Interest-bearing deposits | 99,244,000 | 97,955,000 | 95,727,000 | 93,675,000 |
| Noninterest-bearing deposits | 16,678,000 | 15,644,000 | 17,365,000 | 14,346,000 |
| Equity capital | 19,139,000 | 19,491,000 | 19,948,000 | 20,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,314,000 | 2,613,000 | 3,867,000 | 5,205,000 |
| Interest expense | 291,000 | 556,000 | 781,000 | 988,000 |
| Net interest income | 1,023,000 | 2,057,000 | 3,086,000 | 4,217,000 |
| Noninterest income | 325,000 | 668,000 | 1,058,000 | 1,295,000 |
| Noninterest expense | 996,000 | 2,087,000 | 3,078,000 | 4,158,000 |
| Provision for loan losses | 30,000 | 90,000 | 150,000 | 210,000 |
| Pretax income | 320,000 | 546,000 | 930,000 | 1,158,000 |
| Income tax | 59,000 | 116,000 | 225,000 | 254,000 |
| Net income | 261,000 | 430,000 | 705,000 | 904,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,251,000 | 14,464,000 | 14,782,000 | 15,023,000 |
| Total capital | 14,288,000 | 14,555,000 | 14,936,000 | 15,239,000 |
| Risk-weighted assets | 124,554,000 | 125,817,000 | 129,709,000 | 132,609,000 |