Call reports 2011
HOME STATE BANK & TRUST COMPANY — 2011
What HOME STATE BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 131,990,000 | 131,122,000 | 132,545,000 | 144,358,000 |
| Total loans | 69,873,000 | 67,186,000 | 67,949,000 | 64,774,000 |
| Allowance for loan losses | 1,053,000 | 1,016,000 | 1,072,000 | 2,000 |
| Securities available for sale | 34,086,000 | 32,388,000 | 30,341,000 | 32,099,000 |
| Securities held to maturity | 16,950,000 | 17,936,000 | 18,758,000 | 20,866,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,990,000 | 105,411,000 | 106,470,000 | 111,242,000 |
| Interest-bearing deposits | 92,114,000 | 92,435,000 | 92,364,000 | 96,813,000 |
| Noninterest-bearing deposits | 12,876,000 | 12,976,000 | 14,106,000 | 14,429,000 |
| Equity capital | 11,017,000 | 11,521,000 | 11,862,000 | 18,700,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,512,000 | 3,018,000 | 4,488,000 | 447,000 |
| Interest expense | 352,000 | 670,000 | 986,000 | 99,000 |
| Net interest income | 1,160,000 | 2,348,000 | 3,502,000 | 348,000 |
| Noninterest income | 334,000 | 657,000 | 1,031,000 | 111,000 |
| Noninterest expense | 1,141,000 | 2,384,000 | 3,457,000 | 344,000 |
| Provision for loan losses | 0 | 41,000 | 100,000 | 0 |
| Pretax income | 384,000 | 613,000 | 1,028,000 | 115,000 |
| Income tax | 16,000 | 27,000 | 40,000 | 28,000 |
| Net income | 368,000 | 586,000 | 988,000 | 87,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,020,000 | 11,047,000 | 11,337,000 | 13,933,000 |
| Total capital | 12,073,000 | 12,063,000 | 12,409,000 | 13,935,000 |
| Risk-weighted assets | 99,080,000 | 96,030,000 | 95,534,000 | 117,571,000 |