Call reports 2001
HOME STATE BANK & TRUST COMPANY — 2001
What HOME STATE BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 82,775,000 | 83,679,000 | 81,841,000 | 82,639,000 |
| Total loans | 53,808,000 | 54,898,000 | 55,164,000 | 54,913,000 |
| Allowance for loan losses | 582,000 | 608,000 | 626,000 | 646,000 |
| Securities available for sale | 13,928,000 | 13,411,000 | 15,051,000 | 14,726,000 |
| Securities held to maturity | 4,634,000 | 4,686,000 | 4,053,000 | 3,786,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,513,000 | 74,265,000 | 73,914,000 | 75,027,000 |
| Interest-bearing deposits | 66,170,000 | 67,165,000 | 66,896,000 | 67,172,000 |
| Noninterest-bearing deposits | 7,343,000 | 7,100,000 | 7,018,000 | 7,855,000 |
| Equity capital | 6,336,000 | 6,348,000 | 6,420,000 | 6,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,598,000 | 3,199,000 | 4,766,000 | 6,262,000 |
| Interest expense | 815,000 | 1,617,000 | 2,363,000 | 2,972,000 |
| Net interest income | 783,000 | 1,582,000 | 2,403,000 | 3,290,000 |
| Noninterest income | 174,000 | 350,000 | 537,000 | 769,000 |
| Noninterest expense | 661,000 | 1,382,000 | 2,076,000 | 2,849,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 119,000 |
| Pretax income | 271,000 | 500,000 | 789,000 | 1,091,000 |
| Income tax | 12,000 | 24,000 | 36,000 | 52,000 |
| Net income | 259,000 | 476,000 | 753,000 | 1,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,148,000 | 6,138,000 | 6,123,000 | 6,314,000 |
| Total capital | 6,730,000 | 6,746,000 | 6,749,000 | 6,960,000 |
| Risk-weighted assets | 52,886,000 | 54,918,000 | 55,047,000 | 54,896,000 |