Call reports 2013
FIRST NATIONAL BANK OF WYOMING, THE — 2013
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 293,400,000 | 298,503,000 | 307,712,000 | 302,171,000 |
| Total loans | 177,930,000 | 179,101,000 | 186,132,000 | 191,244,000 |
| Allowance for loan losses | 6,870,000 | 7,000,000 | 6,342,000 | 6,317,000 |
| Securities available for sale | 35,425,000 | 36,059,000 | 37,847,000 | 39,310,000 |
| Securities held to maturity | 6,944,000 | 6,372,000 | 5,537,000 | 5,537,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 236,788,000 | 241,717,000 | 249,695,000 | 244,667,000 |
| Interest-bearing deposits | 157,605,000 | 156,875,000 | 155,432,000 | 153,895,000 |
| Noninterest-bearing deposits | 79,182,000 | 84,842,000 | 94,262,000 | 90,773,000 |
| Equity capital | 48,946,000 | 49,250,000 | 49,827,000 | 50,190,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,574,000 | 5,097,000 | 7,813,000 | 10,469,000 |
| Interest expense | 274,000 | 529,000 | 761,000 | 983,000 |
| Net interest income | 2,300,000 | 4,568,000 | 7,052,000 | 9,486,000 |
| Noninterest income | 623,000 | 1,294,000 | 1,967,000 | 2,802,000 |
| Noninterest expense | 2,173,000 | 4,255,000 | 6,526,000 | 9,208,000 |
| Provision for loan losses | 0 | 125,000 | 188,000 | 488,000 |
| Pretax income | 750,000 | 1,482,000 | 2,305,000 | 2,592,000 |
| Income tax | 205,000 | 411,000 | 654,000 | 562,000 |
| Net income | 545,000 | 1,071,000 | 1,651,000 | 2,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,580,000 | 49,107,000 | 49,686,000 | 50,047,000 |
| Total capital | 51,066,000 | 51,573,000 | 52,180,000 | 52,590,000 |
| Risk-weighted assets | 193,676,000 | 192,684,000 | 195,612,000 | 199,570,000 |