Call reports 2012
FIRST NATIONAL BANK OF WYOMING, THE — 2012
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 289,869,000 | 290,298,000 | 299,869,000 | 298,775,000 |
| Total loans | 184,212,000 | 181,656,000 | 177,745,000 | 181,692,000 |
| Allowance for loan losses | 7,215,000 | 6,980,000 | 6,820,000 | 6,834,000 |
| Securities available for sale | 30,195,000 | 30,142,000 | 32,155,000 | 33,893,000 |
| Securities held to maturity | 11,997,000 | 10,977,000 | 8,921,000 | 8,620,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 230,741,000 | 231,226,000 | 239,612,000 | 238,368,000 |
| Interest-bearing deposits | 161,065,000 | 160,943,000 | 161,675,000 | 156,408,000 |
| Noninterest-bearing deposits | 69,676,000 | 70,283,000 | 77,937,000 | 81,960,000 |
| Equity capital | 46,616,000 | 47,278,000 | 47,760,000 | 48,430,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,764,000 | 5,569,000 | 8,355,000 | 11,209,000 |
| Interest expense | 400,000 | 774,000 | 1,129,000 | 1,471,000 |
| Net interest income | 2,364,000 | 4,795,000 | 7,226,000 | 9,738,000 |
| Noninterest income | 690,000 | 1,092,000 | 1,777,000 | 2,636,000 |
| Noninterest expense | 1,998,000 | 3,884,000 | 5,985,000 | 7,995,000 |
| Provision for loan losses | 581,000 | 581,000 | 926,000 | 1,210,000 |
| Pretax income | 475,000 | 1,422,000 | 2,092,000 | 3,169,000 |
| Income tax | 89,000 | 352,000 | 534,000 | 873,000 |
| Net income | 386,000 | 1,070,000 | 1,558,000 | 2,296,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,242,000 | 43,815,000 | 44,300,000 | 48,035,000 |
| Total capital | 45,789,000 | 46,335,000 | 46,783,000 | 50,584,000 |
| Risk-weighted assets | 199,105,000 | 197,097,000 | 194,226,000 | 198,928,000 |