Call reports 2010
FIRST NATIONAL BANK OF WYOMING, THE — 2010
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 294,229,000 | 303,267,000 | 304,669,000 | 289,926,000 |
| Total loans | 222,970,000 | 220,038,000 | 214,423,000 | 210,418,000 |
| Allowance for loan losses | 4,490,000 | 5,519,000 | 5,509,000 | 11,750,000 |
| Securities available for sale | 26,924,000 | 27,278,000 | 31,443,000 | 33,063,000 |
| Securities held to maturity | 13,466,000 | 13,465,000 | 13,463,000 | 13,462,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 227,533,000 | 238,823,000 | 240,631,000 | 233,234,000 |
| Interest-bearing deposits | 164,995,000 | 174,562,000 | 173,745,000 | 163,528,000 |
| Noninterest-bearing deposits | 62,539,000 | 64,261,000 | 66,885,000 | 69,707,000 |
| Equity capital | 54,553,000 | 52,403,000 | 51,961,000 | 44,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,184,000 | 6,254,000 | 9,313,000 | 12,299,000 |
| Interest expense | 669,000 | 1,338,000 | 1,999,000 | 2,595,000 |
| Net interest income | 2,515,000 | 4,916,000 | 7,314,000 | 9,704,000 |
| Noninterest income | 516,000 | 1,062,000 | 1,627,000 | 2,196,000 |
| Noninterest expense | 1,548,000 | 3,218,000 | 5,039,000 | 6,872,000 |
| Provision for loan losses | 400,000 | 3,472,000 | 5,609,000 | 16,665,000 |
| Pretax income | 1,083,000 | -712,000 | -1,707,000 | -11,637,000 |
| Income tax | 306,000 | -218,000 | -648,000 | -4,378,000 |
| Net income | 777,000 | -494,000 | -1,059,000 | -7,259,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,200,000 | 51,163,000 | 50,688,000 | 41,412,000 |
| Total capital | 56,029,000 | 54,031,000 | 53,597,000 | 44,270,000 |
| Risk-weighted assets | 227,993,000 | 227,260,000 | 230,045,000 | 221,439,000 |