Call reports 2009
FIRST NATIONAL BANK OF WYOMING, THE — 2009
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 296,399,000 | 295,828,000 | 299,621,000 | 292,191,000 |
| Total loans | 232,077,000 | 229,723,000 | 225,487,000 | 222,655,000 |
| Allowance for loan losses | 4,964,000 | 5,930,000 | 6,669,000 | 4,313,000 |
| Securities available for sale | 19,175,000 | 18,859,000 | 26,374,000 | 25,801,000 |
| Securities held to maturity | 14,566,000 | 14,565,000 | 14,564,000 | 13,468,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,587,000 | 231,063,000 | 234,093,000 | 225,609,000 |
| Interest-bearing deposits | 167,104,000 | 164,799,000 | 167,504,000 | 161,290,000 |
| Noninterest-bearing deposits | 64,484,000 | 66,263,000 | 66,589,000 | 64,319,000 |
| Equity capital | 52,818,000 | 52,220,000 | 53,286,000 | 53,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,726,000 | 7,320,000 | 10,817,000 | 14,251,000 |
| Interest expense | 947,000 | 1,776,000 | 2,580,000 | 3,321,000 |
| Net interest income | 2,779,000 | 5,544,000 | 8,237,000 | 10,930,000 |
| Noninterest income | 498,000 | 975,000 | 1,628,000 | 1,914,000 |
| Noninterest expense | 1,510,000 | 3,165,000 | 4,818,000 | 6,279,000 |
| Provision for loan losses | 1,000,000 | 1,987,000 | 2,737,000 | 2,838,000 |
| Pretax income | 767,000 | 1,367,000 | 2,310,000 | 3,727,000 |
| Income tax | 154,000 | 408,000 | 542,000 | 684,000 |
| Net income | 613,000 | 959,000 | 1,768,000 | 3,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,275,000 | 50,886,000 | 51,785,000 | 52,335,000 |
| Total capital | 54,220,000 | 53,815,000 | 54,605,000 | 55,224,000 |
| Risk-weighted assets | 232,725,000 | 230,404,000 | 221,164,000 | 229,217,000 |