Call reports 2008
FIRST NATIONAL BANK OF WYOMING, THE — 2008
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 300,002,000 | 306,522,000 | 305,111,000 | 296,381,000 |
| Total loans | 224,634,000 | 229,200,000 | 232,988,000 | 234,484,000 |
| Allowance for loan losses | 2,614,000 | 2,772,000 | 3,179,000 | 3,969,000 |
| Securities available for sale | 27,350,000 | 28,926,000 | 26,115,000 | 20,268,000 |
| Securities held to maturity | 15,450,000 | 15,449,000 | 14,568,000 | 14,567,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,948,000 | 243,050,000 | 241,209,000 | 231,167,000 |
| Interest-bearing deposits | 173,868,000 | 176,464,000 | 174,628,000 | 169,396,000 |
| Noninterest-bearing deposits | 62,080,000 | 66,586,000 | 66,582,000 | 61,770,000 |
| Equity capital | 51,284,000 | 51,167,000 | 52,245,000 | 52,064,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,592,000 | 8,825,000 | 13,108,000 | 17,218,000 |
| Interest expense | 1,457,000 | 2,716,000 | 3,919,000 | 5,043,000 |
| Net interest income | 3,135,000 | 6,109,000 | 9,189,000 | 12,175,000 |
| Noninterest income | 500,000 | 1,030,000 | 1,589,000 | 2,135,000 |
| Noninterest expense | 1,564,000 | 3,223,000 | 4,739,000 | 6,676,000 |
| Provision for loan losses | 200,000 | 425,000 | 850,000 | 1,650,000 |
| Pretax income | 1,871,000 | 3,491,000 | 5,189,000 | 5,984,000 |
| Income tax | 568,000 | 1,091,000 | 1,615,000 | 1,916,000 |
| Net income | 1,303,000 | 2,400,000 | 3,574,000 | 4,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,311,000 | 49,599,000 | 50,848,000 | 50,594,000 |
| Total capital | 52,028,000 | 52,474,000 | 53,861,000 | 53,566,000 |
| Risk-weighted assets | 231,389,000 | 237,455,000 | 240,793,000 | 236,102,000 |