Call reports 2007
FIRST NATIONAL BANK OF WYOMING, THE — 2007
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 296,944,000 | 291,625,000 | 298,248,000 | 298,748,000 |
| Total loans | 214,263,000 | 221,858,000 | 226,088,000 | 229,578,000 |
| Allowance for loan losses | 1,951,000 | 2,041,000 | 2,161,000 | 2,412,000 |
| Securities available for sale | 25,752,000 | 25,448,000 | 23,723,000 | 26,000,000 |
| Securities held to maturity | 16,966,000 | 16,961,000 | 16,955,000 | 15,451,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,645,000 | 232,256,000 | 235,450,000 | 235,554,000 |
| Interest-bearing deposits | 165,719,000 | 160,528,000 | 164,812,000 | 169,587,000 |
| Noninterest-bearing deposits | 71,926,000 | 71,727,000 | 70,639,000 | 65,967,000 |
| Equity capital | 46,903,000 | 47,436,000 | 49,241,000 | 49,826,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,682,000 | 9,582,000 | 14,587,000 | 19,553,000 |
| Interest expense | 1,262,000 | 2,567,000 | 3,879,000 | 5,359,000 |
| Net interest income | 3,420,000 | 7,015,000 | 10,708,000 | 14,194,000 |
| Noninterest income | 507,000 | 1,010,000 | 1,557,000 | 2,116,000 |
| Noninterest expense | 1,526,000 | 3,126,000 | 4,733,000 | 6,506,000 |
| Provision for loan losses | 100,000 | 200,000 | 350,000 | 625,000 |
| Pretax income | 2,301,000 | 4,699,000 | 7,182,000 | 9,179,000 |
| Income tax | 800,000 | 1,539,000 | 2,372,000 | 3,047,000 |
| Net income | 1,501,000 | 3,160,000 | 4,810,000 | 6,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,984,000 | 45,766,000 | 47,483,000 | 47,991,000 |
| Total capital | 47,039,000 | 47,910,000 | 49,747,000 | 50,507,000 |
| Risk-weighted assets | 220,474,000 | 226,019,000 | 231,637,000 | 235,045,000 |