Call reports 2006
FIRST NATIONAL BANK OF WYOMING, THE — 2006
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 285,756,000 | 286,872,000 | 279,690,000 | 289,271,000 |
| Total loans | 192,291,000 | 200,311,000 | 200,175,000 | 208,099,000 |
| Allowance for loan losses | 1,603,000 | 1,685,000 | 1,754,000 | 1,865,000 |
| Securities available for sale | 37,624,000 | 36,264,000 | 34,360,000 | 27,731,000 |
| Securities held to maturity | 18,643,000 | 18,632,000 | 18,207,000 | 18,198,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,700,000 | 232,825,000 | 221,509,000 | 230,927,000 |
| Interest-bearing deposits | 157,686,000 | 162,352,000 | 152,513,000 | 158,386,000 |
| Noninterest-bearing deposits | 74,014,000 | 70,473,000 | 68,996,000 | 72,541,000 |
| Equity capital | 42,015,000 | 42,662,000 | 44,650,000 | 45,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,191,000 | 8,665,000 | 13,271,000 | 18,012,000 |
| Interest expense | 879,000 | 1,915,000 | 3,076,000 | 4,320,000 |
| Net interest income | 3,312,000 | 6,750,000 | 10,195,000 | 13,692,000 |
| Noninterest income | 462,000 | 941,000 | 1,461,000 | 2,004,000 |
| Noninterest expense | 1,342,000 | 2,828,000 | 4,223,000 | 5,854,000 |
| Provision for loan losses | 124,000 | 225,000 | 322,000 | 475,000 |
| Pretax income | 2,308,000 | 4,638,000 | 7,111,000 | 9,265,000 |
| Income tax | 783,000 | 1,565,000 | 2,356,000 | 3,157,000 |
| Net income | 1,525,000 | 3,073,000 | 4,755,000 | 6,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,064,000 | 40,968,000 | 42,738,000 | 43,392,000 |
| Total capital | 41,768,000 | 42,753,000 | 44,596,000 | 45,357,000 |
| Risk-weighted assets | 200,125,000 | 207,580,000 | 206,722,000 | 213,586,000 |