Call reports 2005
FIRST NATIONAL BANK OF WYOMING, THE — 2005
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 243,671,000 | 245,789,000 | 262,008,000 | 273,118,000 |
| Total loans | 154,578,000 | 168,442,000 | 176,838,000 | 186,058,000 |
| Allowance for loan losses | 1,206,000 | 1,322,000 | 1,394,000 | 1,492,000 |
| Securities available for sale | 37,325,000 | 35,397,000 | 38,620,000 | 39,716,000 |
| Securities held to maturity | 17,635,000 | 17,621,000 | 17,457,000 | 17,446,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,389,000 | 196,125,000 | 210,677,000 | 220,259,000 |
| Interest-bearing deposits | 132,388,000 | 131,867,000 | 144,273,000 | 150,226,000 |
| Noninterest-bearing deposits | 62,001,000 | 64,258,000 | 66,404,000 | 70,033,000 |
| Equity capital | 37,998,000 | 38,506,000 | 40,020,000 | 40,610,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,020,000 | 6,281,000 | 9,856,000 | 13,910,000 |
| Interest expense | 476,000 | 1,012,000 | 1,656,000 | 2,444,000 |
| Net interest income | 2,544,000 | 5,269,000 | 8,200,000 | 11,466,000 |
| Noninterest income | 456,000 | 921,000 | 1,460,000 | 2,012,000 |
| Noninterest expense | 1,256,000 | 2,656,000 | 3,938,000 | 5,487,000 |
| Provision for loan losses | 55,000 | 165,000 | 248,000 | 380,000 |
| Pretax income | 1,689,000 | 3,369,000 | 5,474,000 | 7,433,000 |
| Income tax | 600,000 | 1,229,000 | 1,798,000 | 2,368,000 |
| Net income | 1,089,000 | 2,140,000 | 3,676,000 | 5,065,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,679,000 | 36,149,000 | 37,774,000 | 38,550,000 |
| Total capital | 36,965,000 | 37,552,000 | 39,265,000 | 40,143,000 |
| Risk-weighted assets | 160,431,000 | 172,552,000 | 183,106,000 | 193,492,000 |