Call reports 2004
FIRST NATIONAL BANK OF WYOMING, THE — 2004
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 207,844,000 | 222,847,000 | 228,777,000 | 235,954,000 |
| Total loans | 134,784,000 | 142,168,000 | 150,395,000 | 152,204,000 |
| Allowance for loan losses | 1,126,000 | 1,119,000 | 1,129,000 | 1,169,000 |
| Securities available for sale | 29,478,000 | 30,894,000 | 37,152,000 | 38,799,000 |
| Securities held to maturity | 13,771,000 | 12,483,000 | 12,470,000 | 17,649,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,273,000 | 181,573,000 | 186,274,000 | 187,144,000 |
| Interest-bearing deposits | 112,918,000 | 123,546,000 | 127,483,000 | 126,185,000 |
| Noninterest-bearing deposits | 53,355,000 | 58,027,000 | 58,791,000 | 60,959,000 |
| Equity capital | 35,728,000 | 35,681,000 | 36,813,000 | 37,106,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,356,000 | 4,784,000 | 7,388,000 | 10,279,000 |
| Interest expense | 305,000 | 613,000 | 957,000 | 1,352,000 |
| Net interest income | 2,051,000 | 4,171,000 | 6,431,000 | 8,927,000 |
| Noninterest income | 434,000 | 862,000 | 1,315,000 | 1,848,000 |
| Noninterest expense | 1,235,000 | 2,471,000 | 3,708,000 | 5,016,000 |
| Provision for loan losses | 45,000 | 56,000 | 101,000 | 153,000 |
| Pretax income | 1,205,000 | 2,506,000 | 3,937,000 | 5,606,000 |
| Income tax | 394,000 | 784,000 | 1,265,000 | 1,853,000 |
| Net income | 811,000 | 1,722,000 | 2,672,000 | 3,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,560,000 | 32,939,000 | 33,978,000 | 34,500,000 |
| Total capital | 33,748,000 | 34,138,000 | 35,188,000 | 35,749,000 |
| Risk-weighted assets | 135,519,000 | 144,734,000 | 152,985,000 | 157,001,000 |