Call reports 2003
FIRST NATIONAL BANK OF WYOMING, THE — 2003
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 189,145,000 | 194,654,000 | 196,502,000 | 201,074,000 |
| Total loans | 122,120,000 | 121,672,000 | 129,275,000 | 132,895,000 |
| Allowance for loan losses | 1,069,000 | 1,073,000 | 1,082,000 | 1,106,000 |
| Securities available for sale | 21,047,000 | 23,927,000 | 30,530,000 | 29,429,000 |
| Securities held to maturity | 13,324,000 | 13,768,000 | 14,914,000 | 13,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,416,000 | 154,973,000 | 156,180,000 | 159,902,000 |
| Interest-bearing deposits | 107,605,000 | 106,799,000 | 105,846,000 | 108,956,000 |
| Noninterest-bearing deposits | 41,810,000 | 48,174,000 | 50,334,000 | 50,946,000 |
| Equity capital | 33,685,000 | 33,911,000 | 34,659,000 | 34,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,459,000 | 4,913,000 | 7,333,000 | 9,768,000 |
| Interest expense | 361,000 | 700,000 | 1,019,000 | 1,332,000 |
| Net interest income | 2,098,000 | 4,213,000 | 6,314,000 | 8,436,000 |
| Noninterest income | 327,000 | 673,000 | 1,017,000 | 1,442,000 |
| Noninterest expense | 1,132,000 | 2,287,000 | 3,455,000 | 4,687,000 |
| Provision for loan losses | 20,000 | 58,000 | 88,000 | 126,000 |
| Pretax income | 1,273,000 | 2,541,000 | 3,788,000 | 5,065,000 |
| Income tax | 416,000 | 844,000 | 1,213,000 | 1,612,000 |
| Net income | 857,000 | 1,697,000 | 2,575,000 | 3,453,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,029,000 | 30,365,000 | 31,332,000 | 31,687,000 |
| Total capital | 31,139,000 | 31,481,000 | 32,462,000 | 32,849,000 |
| Risk-weighted assets | 117,941,000 | 120,217,000 | 127,546,000 | 131,270,000 |