Call reports 2002
FIRST NATIONAL BANK OF WYOMING, THE — 2002
What FIRST NATIONAL BANK OF WYOMING, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 170,679,000 | 175,284,000 | 181,645,000 | 179,200,000 |
| Total loans | 110,586,000 | 116,709,000 | 121,113,000 | 123,448,000 |
| Allowance for loan losses | 1,095,000 | 1,069,000 | 1,106,000 | 1,062,000 |
| Securities available for sale | 26,253,000 | 23,462,000 | 24,416,000 | 24,253,000 |
| Securities held to maturity | 11,418,000 | 11,413,000 | 9,167,000 | 8,328,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,364,000 | 142,732,000 | 148,146,000 | 144,758,000 |
| Interest-bearing deposits | 100,413,000 | 99,104,000 | 104,308,000 | 101,494,000 |
| Noninterest-bearing deposits | 37,951,000 | 43,628,000 | 43,838,000 | 43,264,000 |
| Equity capital | 31,295,000 | 31,725,000 | 32,633,000 | 32,912,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,496,000 | 5,049,000 | 7,664,000 | 10,236,000 |
| Interest expense | 491,000 | 953,000 | 1,387,000 | 1,764,000 |
| Net interest income | 2,005,000 | 4,096,000 | 6,277,000 | 8,472,000 |
| Noninterest income | 266,000 | 552,000 | 835,000 | 1,192,000 |
| Noninterest expense | 1,138,000 | 2,233,000 | 3,342,000 | 4,467,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 55,000 |
| Pretax income | 1,133,000 | 2,415,000 | 3,730,000 | 5,142,000 |
| Income tax | 361,000 | 813,000 | 1,234,000 | 1,741,000 |
| Net income | 772,000 | 1,602,000 | 2,496,000 | 3,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,340,000 | 27,702,000 | 28,686,000 | 29,083,000 |
| Total capital | 28,435,000 | 28,771,000 | 29,792,000 | 30,185,000 |
| Risk-weighted assets | 101,303,000 | 106,533,000 | 111,603,000 | 116,438,000 |