Call reports 2018
GRAND BANK OF TEXAS — 2018
What GRAND BANK OF TEXAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 319,393,000 | 344,579,000 | 353,086,000 | 344,197,000 |
| Total loans | 240,566,000 | 247,603,000 | 249,430,000 | 256,645,000 |
| Allowance for loan losses | 3,213,000 | 3,355,000 | 3,242,000 | 3,331,000 |
| Securities available for sale | 16,715,000 | 15,994,000 | 14,332,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,667,000 | 316,187,000 | 322,912,000 | 314,965,000 |
| Interest-bearing deposits | 178,719,000 | 189,838,000 | 193,754,000 | 189,569,000 |
| Noninterest-bearing deposits | 113,948,000 | 126,349,000 | 129,158,000 | 125,396,000 |
| Equity capital | 25,794,000 | 27,118,000 | 28,649,000 | 28,079,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,621,000 | 7,708,000 | 12,148,000 | 16,440,000 |
| Interest expense | 196,000 | 431,000 | 702,000 | 993,000 |
| Net interest income | 3,425,000 | 7,277,000 | 11,446,000 | 15,447,000 |
| Noninterest income | 338,000 | 701,000 | 1,109,000 | 1,450,000 |
| Noninterest expense | 2,850,000 | 5,691,000 | 8,628,000 | 11,778,000 |
| Provision for loan losses | 30,000 | 60,000 | 65,000 | 95,000 |
| Pretax income | 883,000 | 2,227,000 | 3,828,000 | 4,279,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 883,000 | 2,227,000 | 3,828,000 | 4,279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,322,000 | 27,668,000 | 29,274,000 | 28,079,000 |
| Total capital | 29,503,000 | 30,939,000 | 32,682,000 | 31,528,000 |
| Risk-weighted assets | 254,308,000 | 261,497,000 | 272,706,000 | 275,898,000 |