Call reports 2017
GRAND BANK OF TEXAS — 2017
What GRAND BANK OF TEXAS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 298,560,000 | 299,367,000 | 303,349,000 | 307,661,000 |
| Total loans | 215,921,000 | 208,713,000 | 218,150,000 | 226,696,000 |
| Allowance for loan losses | 3,050,000 | 3,551,000 | 3,652,000 | 3,165,000 |
| Securities available for sale | 10,335,000 | 9,983,000 | 14,208,000 | 17,672,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 273,845,000 | 274,007,000 | 276,402,000 | 279,802,000 |
| Interest-bearing deposits | 159,830,000 | 161,464,000 | 167,590,000 | 173,197,000 |
| Noninterest-bearing deposits | 114,015,000 | 112,543,000 | 108,812,000 | 106,605,000 |
| Equity capital | 23,960,000 | 24,371,000 | 25,704,000 | 26,811,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,209,000 | 6,470,000 | 9,861,000 | 13,372,000 |
| Interest expense | 173,000 | 351,000 | 534,000 | 737,000 |
| Net interest income | 3,036,000 | 6,119,000 | 9,327,000 | 12,635,000 |
| Noninterest income | 427,000 | 725,000 | 1,604,000 | 1,739,000 |
| Noninterest expense | 2,759,000 | 5,500,000 | 8,245,000 | 10,917,000 |
| Provision for loan losses | 82,000 | 92,000 | 92,000 | -408,000 |
| Pretax income | 622,000 | 1,252,000 | 2,594,000 | 3,865,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 622,000 | 1,252,000 | 2,594,000 | 3,865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,033,000 | 24,368,000 | 25,726,000 | 27,015,000 |
| Total capital | 26,876,000 | 27,113,000 | 28,588,000 | 29,969,000 |
| Risk-weighted assets | 227,152,000 | 218,721,000 | 228,067,000 | 236,051,000 |