Call reports 2016
GRAND BANK OF TEXAS — 2016
What GRAND BANK OF TEXAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 276,253,000 | 278,404,000 | 284,941,000 | 284,452,000 |
| Total loans | 211,208,000 | 213,760,000 | 216,686,000 | 218,939,000 |
| Allowance for loan losses | 2,695,000 | 2,903,000 | 2,827,000 | 2,764,000 |
| Securities available for sale | 2,034,000 | 1,960,000 | 1,895,000 | 1,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,302,000 | 255,825,000 | 261,202,000 | 260,089,000 |
| Interest-bearing deposits | 156,909,000 | 156,734,000 | 159,481,000 | 161,309,000 |
| Noninterest-bearing deposits | 96,393,000 | 99,091,000 | 101,721,000 | 98,780,000 |
| Equity capital | 21,793,000 | 21,942,000 | 22,715,000 | 23,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,106,000 | 6,303,000 | 9,523,000 | 12,798,000 |
| Interest expense | 171,000 | 343,000 | 519,000 | 695,000 |
| Net interest income | 2,935,000 | 5,960,000 | 9,004,000 | 12,103,000 |
| Noninterest income | 279,000 | 571,000 | 931,000 | 1,216,000 |
| Noninterest expense | 2,428,000 | 4,962,000 | 7,481,000 | 10,064,000 |
| Provision for loan losses | 387,000 | 782,000 | 918,000 | 1,038,000 |
| Pretax income | 399,000 | 787,000 | 1,536,000 | 2,217,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 399,000 | 787,000 | 1,536,000 | 2,217,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,785,000 | 21,923,000 | 22,684,000 | 23,394,000 |
| Total capital | 24,414,000 | 24,634,000 | 25,435,000 | 26,268,000 |
| Risk-weighted assets | 210,181,000 | 216,572,000 | 219,892,000 | 229,946,000 |