Call reports 2015
GRAND BANK OF TEXAS — 2015
What GRAND BANK OF TEXAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 221,516,000 | 241,249,000 | 250,550,000 | 252,777,000 |
| Total loans | 170,713,000 | 177,617,000 | 198,136,000 | 203,156,000 |
| Allowance for loan losses | 2,307,000 | 2,395,000 | 2,481,000 | 2,320,000 |
| Securities available for sale | 3,091,000 | 0 | 0 | 2,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,879,000 | 219,204,000 | 227,723,000 | 230,201,000 |
| Interest-bearing deposits | 131,302,000 | 137,710,000 | 148,884,000 | 150,533,000 |
| Noninterest-bearing deposits | 71,577,000 | 81,494,000 | 78,839,000 | 79,668,000 |
| Equity capital | 17,862,000 | 20,688,000 | 21,322,000 | 21,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,556,000 | 5,387,000 | 8,124,000 | 11,177,000 |
| Interest expense | 138,000 | 287,000 | 446,000 | 615,000 |
| Net interest income | 2,418,000 | 5,100,000 | 7,678,000 | 10,562,000 |
| Noninterest income | 284,000 | 575,000 | 933,000 | 1,195,000 |
| Noninterest expense | 2,168,000 | 4,356,000 | 6,599,000 | 8,939,000 |
| Provision for loan losses | 92,000 | 186,000 | 258,000 | 1,023,000 |
| Pretax income | 442,000 | 1,139,000 | 1,760,000 | 1,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 442,000 | 1,139,000 | 1,760,000 | 1,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,848,000 | 20,688,000 | 21,322,000 | 21,374,000 |
| Total capital | 19,943,000 | 22,888,000 | 23,818,000 | 23,841,000 |
| Risk-weighted assets | 167,346,000 | 175,760,000 | 199,573,000 | 203,350,000 |