Call reports 2014
GRAND BANK OF TEXAS — 2014
What GRAND BANK OF TEXAS reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 192,356,000 | 200,190,000 | 210,498,000 | 209,757,000 |
| Total loans | 144,949,000 | 149,627,000 | 163,195,000 | 168,720,000 |
| Allowance for loan losses | 1,877,000 | 1,952,000 | 2,043,000 | 2,216,000 |
| Securities available for sale | 5,104,000 | 4,920,000 | 4,696,000 | 3,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 175,853,000 | 183,184,000 | 192,694,000 | 191,354,000 |
| Interest-bearing deposits | 117,263,000 | 121,344,000 | 124,899,000 | 123,876,000 |
| Noninterest-bearing deposits | 58,590,000 | 61,840,000 | 67,795,000 | 67,478,000 |
| Equity capital | 15,848,000 | 16,257,000 | 16,895,000 | 17,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,239,000 | 4,603,000 | 7,120,000 | 9,776,000 |
| Interest expense | 142,000 | 285,000 | 428,000 | 569,000 |
| Net interest income | 2,097,000 | 4,318,000 | 6,692,000 | 9,207,000 |
| Noninterest income | 239,000 | 485,000 | 951,000 | 1,298,000 |
| Noninterest expense | 2,006,000 | 4,048,000 | 6,128,000 | 8,411,000 |
| Provision for loan losses | 65,000 | 140,000 | 265,000 | 435,000 |
| Pretax income | 265,000 | 615,000 | 1,250,000 | 1,662,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 265,000 | 615,000 | 1,250,000 | 1,662,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,951,000 | 16,300,000 | 16,935,000 | 17,393,000 |
| Total capital | 17,766,000 | 18,169,000 | 18,941,000 | 19,477,000 |
| Risk-weighted assets | 145,025,000 | 149,300,000 | 160,361,000 | 166,500,000 |