Call reports 2013
GRAND BANK OF TEXAS — 2013
What GRAND BANK OF TEXAS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 159,285,000 | 164,266,000 | 172,991,000 | 184,560,000 |
| Total loans | 109,996,000 | 122,885,000 | 126,308,000 | 135,369,000 |
| Allowance for loan losses | 1,667,000 | 1,726,000 | 1,772,000 | 1,798,000 |
| Securities available for sale | 6,168,000 | 5,705,000 | 5,504,000 | 5,244,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,458,000 | 148,230,000 | 156,514,000 | 167,939,000 |
| Interest-bearing deposits | 100,177,000 | 99,111,000 | 104,656,000 | 111,396,000 |
| Noninterest-bearing deposits | 43,281,000 | 49,119,000 | 51,858,000 | 56,543,000 |
| Equity capital | 15,454,000 | 15,422,000 | 15,756,000 | 15,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,861,000 | 3,825,000 | 5,871,000 | 8,024,000 |
| Interest expense | 129,000 | 261,000 | 393,000 | 533,000 |
| Net interest income | 1,732,000 | 3,564,000 | 5,478,000 | 7,491,000 |
| Noninterest income | 328,000 | 533,000 | 820,000 | 1,027,000 |
| Noninterest expense | 1,773,000 | 3,607,000 | 5,518,000 | 7,448,000 |
| Provision for loan losses | 75,000 | 135,000 | 180,000 | 205,000 |
| Pretax income | 212,000 | 355,000 | 600,000 | 865,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 212,000 | 355,000 | 600,000 | 865,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,490,000 | 15,632,000 | 15,878,000 | 16,142,000 |
| Total capital | 16,920,000 | 17,185,000 | 17,470,000 | 17,847,000 |
| Risk-weighted assets | 114,102,000 | 124,002,000 | 127,128,000 | 136,207,000 |