Call reports 2012
GRAND BANK OF TEXAS — 2012
What GRAND BANK OF TEXAS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 138,402,000 | 135,970,000 | 153,777,000 | 154,726,000 |
| Total loans | 96,615,000 | 100,056,000 | 108,517,000 | 110,240,000 |
| Allowance for loan losses | 1,397,000 | 1,355,000 | 1,535,000 | 1,585,000 |
| Securities available for sale | 47,000 | 46,000 | 45,000 | 6,432,000 |
| Securities held to maturity | 3,396,000 | 3,021,000 | 2,683,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,218,000 | 120,675,000 | 138,199,000 | 138,911,000 |
| Interest-bearing deposits | 90,610,000 | 87,650,000 | 97,766,000 | 98,942,000 |
| Noninterest-bearing deposits | 32,608,000 | 33,025,000 | 40,433,000 | 39,969,000 |
| Equity capital | 14,963,000 | 14,969,000 | 15,025,000 | 15,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,686,000 | 3,405,000 | 5,248,000 | 7,137,000 |
| Interest expense | 140,000 | 286,000 | 433,000 | 581,000 |
| Net interest income | 1,546,000 | 3,119,000 | 4,815,000 | 6,556,000 |
| Noninterest income | 205,000 | 353,000 | 591,000 | 767,000 |
| Noninterest expense | 2,021,000 | 3,641,000 | 5,414,000 | 7,117,000 |
| Provision for loan losses | 105,000 | 200,000 | 305,000 | 370,000 |
| Pretax income | -375,000 | -369,000 | -313,000 | -60,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -375,000 | -369,000 | -313,000 | -60,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,962,000 | 14,968,000 | 15,024,000 | 15,277,000 |
| Total capital | 16,247,000 | 16,266,000 | 16,407,000 | 16,702,000 |
| Risk-weighted assets | 102,645,000 | 103,720,000 | 110,465,000 | 113,766,000 |