Call reports 2011
GRAND BANK OF TEXAS — 2011
What GRAND BANK OF TEXAS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 117,402,000 | 117,165,000 | 121,932,000 | 125,908,000 |
| Total loans | 76,088,000 | 81,692,000 | 88,894,000 | 97,153,000 |
| Allowance for loan losses | 1,096,000 | 1,126,000 | 1,064,000 | 1,135,000 |
| Securities available for sale | 53,000 | 53,000 | 51,000 | 48,000 |
| Securities held to maturity | 4,932,000 | 4,670,000 | 4,334,000 | 3,812,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,064,000 | 107,910,000 | 112,636,000 | 116,902,000 |
| Interest-bearing deposits | 80,202,000 | 77,423,000 | 77,334,000 | 78,356,000 |
| Noninterest-bearing deposits | 27,862,000 | 30,487,000 | 35,302,000 | 38,546,000 |
| Equity capital | 9,039,000 | 8,851,000 | 8,777,000 | 8,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,886,000 | 4,522,000 | 6,208,000 |
| Interest expense | 239,000 | 435,000 | 613,000 | 774,000 |
| Net interest income | 1,206,000 | 2,451,000 | 3,909,000 | 5,434,000 |
| Noninterest income | 239,000 | 511,000 | 657,000 | 901,000 |
| Noninterest expense | 1,492,000 | 3,167,000 | 4,825,000 | 6,381,000 |
| Provision for loan losses | 15,000 | 45,000 | 65,000 | 368,000 |
| Pretax income | -62,000 | -250,000 | -324,000 | -413,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -62,000 | -250,000 | -324,000 | -413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,038,000 | 8,850,000 | 8,776,000 | 8,687,000 |
| Total capital | 10,079,000 | 9,965,000 | 9,889,000 | 9,871,000 |
| Risk-weighted assets | 83,201,000 | 89,152,000 | 97,647,000 | 99,229,000 |