Call reports 2010
GRAND BANK OF TEXAS — 2010
What GRAND BANK OF TEXAS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 119,642,000 | 120,050,000 | 122,810,000 | 118,675,000 |
| Total loans | 91,096,000 | 89,313,000 | 89,006,000 | 90,590,000 |
| Allowance for loan losses | 1,147,000 | 1,150,000 | 1,171,000 | 1,264,000 |
| Securities available for sale | 1,067,000 | 61,000 | 57,000 | 55,000 |
| Securities held to maturity | 5,245,000 | 7,263,000 | 5,898,000 | 5,345,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,500,000 | 110,748,000 | 113,317,000 | 109,170,000 |
| Interest-bearing deposits | 82,816,000 | 84,839,000 | 86,659,000 | 83,248,000 |
| Noninterest-bearing deposits | 27,684,000 | 25,909,000 | 26,658,000 | 25,922,000 |
| Equity capital | 8,922,000 | 8,983,000 | 9,107,000 | 9,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,642,000 | 3,344,000 | 4,955,000 | 6,533,000 |
| Interest expense | 309,000 | 627,000 | 950,000 | 1,244,000 |
| Net interest income | 1,333,000 | 2,717,000 | 4,005,000 | 5,289,000 |
| Noninterest income | 299,000 | 591,000 | 949,000 | 1,214,000 |
| Noninterest expense | 1,399,000 | 2,822,000 | 4,318,000 | 5,823,000 |
| Provision for loan losses | 35,000 | 65,000 | 90,000 | 1,140,000 |
| Pretax income | 198,000 | 421,000 | 546,000 | -460,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 421,000 | 546,000 | -460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,908,000 | 8,982,000 | 9,106,000 | 9,100,000 |
| Total capital | 10,028,000 | 10,118,000 | 10,230,000 | 10,204,000 |
| Risk-weighted assets | 89,537,000 | 90,857,000 | 89,856,000 | 88,126,000 |