Call reports 2009
GRAND BANK OF TEXAS — 2009
What GRAND BANK OF TEXAS reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 115,361,000 | 115,522,000 | 110,761,000 | 115,386,000 |
| Total loans | 82,581,000 | 87,192,000 | 85,665,000 | 86,856,000 |
| Allowance for loan losses | 968,000 | 883,000 | 970,000 | 1,112,000 |
| Securities available for sale | 4,601,000 | 1,062,000 | 1,066,000 | 1,059,000 |
| Securities held to maturity | 3,824,000 | 2,745,000 | 3,745,000 | 5,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,198,000 | 106,416,000 | 101,722,000 | 106,835,000 |
| Interest-bearing deposits | 75,527,000 | 78,545,000 | 76,107,000 | 78,073,000 |
| Noninterest-bearing deposits | 26,671,000 | 27,871,000 | 25,615,000 | 28,762,000 |
| Equity capital | 7,541,000 | 8,591,000 | 8,587,000 | 8,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,566,000 | 3,179,000 | 4,876,000 | 6,503,000 |
| Interest expense | 334,000 | 681,000 | 992,000 | 1,305,000 |
| Net interest income | 1,232,000 | 2,498,000 | 3,884,000 | 5,198,000 |
| Noninterest income | 300,000 | 601,000 | 884,000 | 1,180,000 |
| Noninterest expense | 1,380,000 | 2,763,000 | 4,148,000 | 5,417,000 |
| Provision for loan losses | 75,000 | 140,000 | 236,000 | 806,000 |
| Pretax income | 79,000 | 318,000 | 507,000 | 278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 79,000 | 318,000 | 507,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,426,000 | 8,590,000 | 8,579,000 | 8,211,000 |
| Total capital | 8,418,000 | 9,497,000 | 9,573,000 | 9,327,000 |
| Risk-weighted assets | 85,328,000 | 88,951,000 | 88,363,000 | 89,265,000 |