Call reports 2007
GRAND BANK OF TEXAS — 2007
What GRAND BANK OF TEXAS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 100,824,000 | 96,323,000 | 93,885,000 | 94,428,000 |
| Total loans | 61,144,000 | 60,587,000 | 62,211,000 | 65,023,000 |
| Allowance for loan losses | 693,000 | 721,000 | 759,000 | 783,000 |
| Securities available for sale | 6,522,000 | 8,343,000 | 8,448,000 | 8,520,000 |
| Securities held to maturity | 4,212,000 | 4,135,000 | 4,091,000 | 2,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 93,284,000 | 88,560,000 | 86,013,000 | 86,186,000 |
| Interest-bearing deposits | 63,067,000 | 58,878,000 | 57,745,000 | 57,319,000 |
| Noninterest-bearing deposits | 30,217,000 | 29,682,000 | 28,268,000 | 28,867,000 |
| Equity capital | 6,913,000 | 7,138,000 | 7,176,000 | 7,329,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,798,000 | 3,611,000 | 5,461,000 | 7,227,000 |
| Interest expense | 522,000 | 998,000 | 1,455,000 | 1,908,000 |
| Net interest income | 1,276,000 | 2,613,000 | 4,006,000 | 5,319,000 |
| Noninterest income | 254,000 | 525,000 | 748,000 | 1,039,000 |
| Noninterest expense | 1,224,000 | 2,446,000 | 3,692,000 | 4,878,000 |
| Provision for loan losses | 23,000 | 54,000 | 91,000 | 162,000 |
| Pretax income | 283,000 | 638,000 | 971,000 | 1,318,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 638,000 | 971,000 | 1,318,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,986,000 | 7,342,000 | 7,201,000 | 7,243,000 |
| Total capital | 7,703,000 | 8,087,000 | 7,984,000 | 8,050,000 |
| Risk-weighted assets | 69,774,000 | 69,636,000 | 71,087,000 | 73,546,000 |