Call reports 2006
GRAND BANK OF TEXAS — 2006
What GRAND BANK OF TEXAS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,517,000 | 82,687,000 | 89,099,000 | 98,774,000 |
| Total loans | 46,227,000 | 49,106,000 | 53,529,000 | 56,734,000 |
| Allowance for loan losses | 682,000 | 612,000 | 601,000 | 637,000 |
| Securities available for sale | 5,165,000 | 4,976,000 | 5,066,000 | 6,567,000 |
| Securities held to maturity | 4,470,000 | 4,400,000 | 4,340,000 | 4,283,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,732,000 | 75,717,000 | 81,937,000 | 90,525,000 |
| Interest-bearing deposits | 46,408,000 | 48,824,000 | 56,512,000 | 61,949,000 |
| Noninterest-bearing deposits | 25,324,000 | 26,893,000 | 25,425,000 | 28,576,000 |
| Equity capital | 6,316,000 | 6,431,000 | 6,355,000 | 7,513,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,349,000 | 2,777,000 | 4,348,000 | 6,033,000 |
| Interest expense | 212,000 | 472,000 | 840,000 | 1,331,000 |
| Net interest income | 1,137,000 | 2,305,000 | 3,508,000 | 4,702,000 |
| Noninterest income | 261,000 | 551,000 | 792,000 | 2,002,000 |
| Noninterest expense | 1,116,000 | 2,322,000 | 3,583,000 | 4,812,000 |
| Provision for loan losses | 38,000 | 75,000 | 100,000 | 137,000 |
| Pretax income | 244,000 | 458,000 | 616,000 | 1,754,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 244,000 | 458,000 | 616,000 | 1,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,370,000 | 6,644,000 | 6,453,000 | 7,591,000 |
| Total capital | 7,070,000 | 7,280,000 | 7,078,000 | 8,252,000 |
| Risk-weighted assets | 55,961,000 | 58,970,000 | 62,319,000 | 64,943,000 |