Call reports 2002
GRAND BANK OF TEXAS — 2002
What GRAND BANK OF TEXAS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 63,964,000 | 65,249,000 | 65,609,000 | 67,528,000 |
| Total loans | 31,311,000 | 32,889,000 | 37,333,000 | 41,428,000 |
| Allowance for loan losses | 329,000 | 347,000 | 377,000 | 412,000 |
| Securities available for sale | 16,186,000 | 14,586,000 | 14,990,000 | 13,256,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,216,000 | 59,971,000 | 60,487,000 | 62,053,000 |
| Interest-bearing deposits | 37,425,000 | 38,092,000 | 38,709,000 | 40,543,000 |
| Noninterest-bearing deposits | 22,791,000 | 21,879,000 | 21,778,000 | 21,510,000 |
| Equity capital | 3,400,000 | 4,854,000 | 4,656,000 | 4,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 975,000 | 1,974,000 | 2,967,000 | 4,029,000 |
| Interest expense | 184,000 | 361,000 | 539,000 | 713,000 |
| Net interest income | 791,000 | 1,613,000 | 2,428,000 | 3,316,000 |
| Noninterest income | 303,000 | 647,000 | 984,000 | 1,323,000 |
| Noninterest expense | 849,000 | 1,685,000 | 2,540,000 | 3,411,000 |
| Provision for loan losses | 28,000 | 50,000 | 80,000 | 110,000 |
| Pretax income | 217,000 | 488,000 | 850,000 | 1,197,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 217,000 | 488,000 | 850,000 | 1,197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,634,000 | 4,705,000 | 4,378,000 | 4,682,000 |
| Total capital | 3,976,000 | 5,073,000 | 4,776,000 | 5,115,000 |
| Risk-weighted assets | 36,164,000 | 38,068,000 | 42,270,000 | 46,116,000 |