Call reports 2001
GRAND BANK OF TEXAS — 2001
What GRAND BANK OF TEXAS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 56,367,000 | 60,768,000 | 62,779,000 | 61,122,000 |
| Total loans | 25,936,000 | 26,655,000 | 28,953,000 | 30,735,000 |
| Allowance for loan losses | 311,000 | 297,000 | 326,000 | 300,000 |
| Securities available for sale | 0 | 18,716,000 | 11,002,000 | 17,083,000 |
| Securities held to maturity | 16,559,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,593,000 | 56,296,000 | 58,308,000 | 56,788,000 |
| Interest-bearing deposits | 32,892,000 | 34,784,000 | 36,355,000 | 36,859,000 |
| Noninterest-bearing deposits | 19,701,000 | 21,512,000 | 21,953,000 | 19,929,000 |
| Equity capital | 3,436,000 | 4,076,000 | 4,100,000 | 3,957,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 2,016,000 | 3,038,000 | 4,005,000 |
| Interest expense | 276,000 | 537,000 | 774,000 | 983,000 |
| Net interest income | 713,000 | 1,479,000 | 2,264,000 | 3,022,000 |
| Noninterest income | 218,000 | 446,000 | 651,000 | 938,000 |
| Noninterest expense | 698,000 | 1,459,000 | 2,221,000 | 3,092,000 |
| Provision for loan losses | 26,000 | 43,000 | 59,000 | 134,000 |
| Pretax income | 207,000 | 436,000 | 1,018,000 | 1,117,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 436,000 | 1,018,000 | 1,117,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,436,000 | 3,665,000 | 3,817,000 | 3,916,000 |
| Total capital | 3,747,000 | 3,974,000 | 4,154,000 | 4,227,000 |
| Risk-weighted assets | 31,898,000 | 33,351,000 | 34,621,000 | 36,283,000 |