Call reports 2016
MEDIAPOLIS SAVINGS BANK — 2016
What MEDIAPOLIS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 155,738,000 | 151,695,000 | 156,210,000 | 159,985,000 |
| Total loans | 118,812,000 | 118,170,000 | 120,711,000 | 126,781,000 |
| Allowance for loan losses | 1,010,000 | 1,034,000 | 1,060,000 | 1,095,000 |
| Securities available for sale | 22,874,000 | 21,940,000 | 21,416,000 | 21,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,580,000 | 117,654,000 | 126,851,000 | 119,416,000 |
| Interest-bearing deposits | 113,049,000 | 101,760,000 | 109,142,000 | 100,714,000 |
| Noninterest-bearing deposits | 15,531,000 | 15,894,000 | 17,709,000 | 18,702,000 |
| Equity capital | 15,752,000 | 16,208,000 | 16,432,000 | 15,976,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,430,000 | 2,897,000 | 4,343,000 | 5,846,000 |
| Interest expense | 240,000 | 486,000 | 738,000 | 1,016,000 |
| Net interest income | 1,190,000 | 2,411,000 | 3,605,000 | 4,830,000 |
| Noninterest income | 63,000 | 130,000 | 209,000 | 323,000 |
| Noninterest expense | 803,000 | 1,582,000 | 2,381,000 | 3,108,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 225,000 |
| Pretax income | 420,000 | 899,000 | 1,343,000 | 1,820,000 |
| Income tax | 20,000 | 41,000 | 59,000 | 77,000 |
| Net income | 400,000 | 858,000 | 1,284,000 | 1,743,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,390,000 | 15,723,000 | 16,024,000 | 15,923,000 |
| Total capital | 16,400,000 | 16,757,000 | 17,084,000 | 17,018,000 |
| Risk-weighted assets | 133,169,000 | 130,786,000 | 132,355,000 | 143,917,000 |