Call reports 2015
MEDIAPOLIS SAVINGS BANK — 2015
What MEDIAPOLIS SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 137,142,000 | 141,201,000 | 147,501,000 | 155,282,000 |
| Total loans | 101,432,000 | 104,284,000 | 109,857,000 | 117,309,000 |
| Allowance for loan losses | 834,000 | 890,000 | 922,000 | 953,000 |
| Securities available for sale | 24,888,000 | 24,063,000 | 24,077,000 | 24,043,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,038,000 | 108,446,000 | 112,436,000 | 112,262,000 |
| Interest-bearing deposits | 87,504,000 | 89,316,000 | 97,198,000 | 94,972,000 |
| Noninterest-bearing deposits | 17,534,000 | 19,130,000 | 15,238,000 | 17,290,000 |
| Equity capital | 15,066,000 | 15,127,000 | 15,580,000 | 15,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,247,000 | 2,552,000 | 3,915,000 | 5,319,000 |
| Interest expense | 192,000 | 397,000 | 603,000 | 821,000 |
| Net interest income | 1,055,000 | 2,155,000 | 3,312,000 | 4,498,000 |
| Noninterest income | 67,000 | 131,000 | 199,000 | 284,000 |
| Noninterest expense | 791,000 | 1,577,000 | 2,406,000 | 3,166,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 284,000 | 632,000 | 998,000 | 1,482,000 |
| Income tax | 13,000 | 30,000 | 47,000 | 69,000 |
| Net income | 271,000 | 602,000 | 951,000 | 1,413,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,613,000 | 14,929,000 | 15,223,000 | 15,125,000 |
| Total capital | 15,447,000 | 15,819,000 | 16,145,000 | 16,078,000 |
| Risk-weighted assets | 120,117,000 | 118,926,000 | 126,181,000 | 140,239,000 |