Call reports 2008
MEDIAPOLIS SAVINGS BANK — 2008
What MEDIAPOLIS SAVINGS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 115,101,000 | 112,076,000 | 117,702,000 | 117,736,000 |
| Total loans | 70,249,000 | 70,694,000 | 74,406,000 | 75,467,000 |
| Allowance for loan losses | 1,106,000 | 685,000 | 798,000 | 672,000 |
| Securities available for sale | 33,705,000 | 34,218,000 | 34,563,000 | 34,269,000 |
| Securities held to maturity | 529,000 | 405,000 | 405,000 | 405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,555,000 | 94,903,000 | 92,380,000 | 95,194,000 |
| Interest-bearing deposits | 88,802,000 | 83,909,000 | 81,547,000 | 83,774,000 |
| Noninterest-bearing deposits | 9,753,000 | 10,994,000 | 10,833,000 | 11,420,000 |
| Equity capital | 8,081,000 | 7,735,000 | 8,195,000 | 9,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,605,000 | 3,163,000 | 4,777,000 | 6,422,000 |
| Interest expense | 957,000 | 1,752,000 | 2,468,000 | 3,125,000 |
| Net interest income | 648,000 | 1,411,000 | 2,309,000 | 3,297,000 |
| Noninterest income | 85,000 | 179,000 | 263,000 | 369,000 |
| Noninterest expense | 452,000 | 898,000 | 1,364,000 | 1,927,000 |
| Provision for loan losses | 449,000 | 449,000 | 449,000 | 634,000 |
| Pretax income | -168,000 | 253,000 | 770,000 | 1,121,000 |
| Income tax | 12,000 | 34,000 | 45,000 | 39,000 |
| Net income | -180,000 | 219,000 | 725,000 | 1,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,495,000 | 7,875,000 | 8,361,000 | 8,678,000 |
| Total capital | 8,494,000 | 8,560,000 | 9,159,000 | 9,350,000 |
| Risk-weighted assets | 79,794,000 | 79,159,000 | 83,508,000 | 84,522,000 |