Call reports 2007
MEDIAPOLIS SAVINGS BANK — 2007
What MEDIAPOLIS SAVINGS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 110,155,000 | 109,436,000 | 109,867,000 | 111,665,000 |
| Total loans | 62,083,000 | 67,093,000 | 68,098,000 | 69,696,000 |
| Allowance for loan losses | 618,000 | 642,000 | 658,000 | 656,000 |
| Securities available for sale | 42,175,000 | 36,701,000 | 35,263,000 | 33,889,000 |
| Securities held to maturity | 909,000 | 599,000 | 599,000 | 529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,466,000 | 98,041,000 | 91,477,000 | 95,639,000 |
| Interest-bearing deposits | 88,061,000 | 88,108,000 | 81,797,000 | 82,892,000 |
| Noninterest-bearing deposits | 8,405,000 | 9,933,000 | 9,680,000 | 12,747,000 |
| Equity capital | 8,335,000 | 7,875,000 | 8,421,000 | 7,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,527,000 | 3,111,000 | 4,698,000 | 6,310,000 |
| Interest expense | 865,000 | 1,803,000 | 2,726,000 | 3,671,000 |
| Net interest income | 662,000 | 1,308,000 | 1,972,000 | 2,639,000 |
| Noninterest income | 76,000 | 165,000 | 259,000 | 353,000 |
| Noninterest expense | 412,000 | 829,000 | 1,246,000 | 1,755,000 |
| Provision for loan losses | 120,000 | 165,000 | 300,000 | 310,000 |
| Pretax income | 206,000 | 453,000 | 656,000 | 898,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 60,000 |
| Net income | 191,000 | 423,000 | 611,000 | 838,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,611,000 | 8,630,000 | 8,672,000 | 7,695,000 |
| Total capital | 9,229,000 | 9,272,000 | 9,330,000 | 8,351,000 |
| Risk-weighted assets | 73,439,000 | 76,764,000 | 77,934,000 | 79,382,000 |