Call reports 2005
MEDIAPOLIS SAVINGS BANK — 2005
What MEDIAPOLIS SAVINGS BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 97,921,000 | 99,179,000 | 100,316,000 | 101,579,000 |
| Total loans | 46,137,000 | 48,231,000 | 49,692,000 | 49,399,000 |
| Allowance for loan losses | 441,000 | 411,000 | 445,000 | 446,000 |
| Securities available for sale | 43,401,000 | 43,965,000 | 44,641,000 | 45,602,000 |
| Securities held to maturity | 2,096,000 | 1,426,000 | 1,317,000 | 1,317,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 87,703,000 | 89,280,000 | 89,301,000 | 93,724,000 |
| Interest-bearing deposits | 79,730,000 | 81,062,000 | 81,673,000 | 83,475,000 |
| Noninterest-bearing deposits | 7,973,000 | 8,218,000 | 7,628,000 | 10,249,000 |
| Equity capital | 7,790,000 | 8,339,000 | 8,119,000 | 7,216,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,189,000 | 2,415,000 | 3,668,000 | 4,939,000 |
| Interest expense | 457,000 | 951,000 | 1,486,000 | 2,057,000 |
| Net interest income | 732,000 | 1,464,000 | 2,182,000 | 2,882,000 |
| Noninterest income | 57,000 | 126,000 | 207,000 | 284,000 |
| Noninterest expense | 366,000 | 713,000 | 1,063,000 | 1,516,000 |
| Provision for loan losses | 15,000 | 55,000 | 85,000 | 115,000 |
| Pretax income | 408,000 | 822,000 | 1,241,000 | 1,535,000 |
| Income tax | 21,000 | 45,000 | 68,000 | 83,000 |
| Net income | 387,000 | 777,000 | 1,173,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,365,000 | 8,451,000 | 8,678,000 | 8,023,000 |
| Total capital | 8,806,000 | 8,862,000 | 9,123,000 | 8,469,000 |
| Risk-weighted assets | 57,194,000 | 58,379,000 | 60,030,000 | 59,822,000 |