Call reports 2004
MEDIAPOLIS SAVINGS BANK — 2004
What MEDIAPOLIS SAVINGS BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 103,078,000 | 102,194,000 | 98,248,000 | 99,930,000 |
| Total loans | 40,712,000 | 41,797,000 | 43,692,000 | 46,180,000 |
| Allowance for loan losses | 407,000 | 418,000 | 433,000 | 425,000 |
| Securities available for sale | 50,509,000 | 48,763,000 | 44,452,000 | 44,293,000 |
| Securities held to maturity | 2,945,000 | 2,095,000 | 2,096,000 | 2,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,184,000 | 90,602,000 | 87,785,000 | 87,941,000 |
| Interest-bearing deposits | 82,261,000 | 82,345,000 | 80,281,000 | 77,942,000 |
| Noninterest-bearing deposits | 7,923,000 | 8,257,000 | 7,504,000 | 9,999,000 |
| Equity capital | 9,638,000 | 8,402,000 | 9,245,000 | 7,972,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,466,000 | 3,674,000 | 4,867,000 |
| Interest expense | 454,000 | 882,000 | 1,312,000 | 1,744,000 |
| Net interest income | 789,000 | 1,584,000 | 2,362,000 | 3,123,000 |
| Noninterest income | 57,000 | 135,000 | 206,000 | 285,000 |
| Noninterest expense | 351,000 | 670,000 | 1,037,000 | 1,468,000 |
| Provision for loan losses | 9,000 | 18,000 | 68,000 | 68,000 |
| Pretax income | 486,000 | 1,032,000 | 1,500,000 | 1,877,000 |
| Income tax | 0 | 50,000 | 86,000 | 99,000 |
| Net income | 486,000 | 982,000 | 1,414,000 | 1,778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,511,000 | 8,719,000 | 8,970,000 | 8,009,000 |
| Total capital | 8,918,000 | 9,137,000 | 9,403,000 | 8,434,000 |
| Risk-weighted assets | 52,755,000 | 53,323,000 | 53,939,000 | 56,320,000 |