Call reports 2016
STATE BANK OF ARTHUR — 2016
What STATE BANK OF ARTHUR reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,081,000 | 124,817,000 | 129,512,000 | 129,877,000 |
| Total loans | 63,158,000 | 62,837,000 | 61,784,000 | 61,763,000 |
| Allowance for loan losses | 1,043,000 | 1,067,000 | 1,084,000 | 1,076,000 |
| Securities available for sale | 40,395,000 | 37,264,000 | 36,603,000 | 34,313,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,151,000 | 106,492,000 | 111,132,000 | 112,287,000 |
| Interest-bearing deposits | 79,131,000 | 77,527,000 | 82,104,000 | 80,322,000 |
| Noninterest-bearing deposits | 29,020,000 | 28,965,000 | 29,028,000 | 31,965,000 |
| Equity capital | 17,809,000 | 18,071,000 | 18,210,000 | 17,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,120,000 | 2,287,000 | 3,433,000 | 4,552,000 |
| Interest expense | 54,000 | 105,000 | 157,000 | 206,000 |
| Net interest income | 1,066,000 | 2,182,000 | 3,276,000 | 4,346,000 |
| Noninterest income | 152,000 | 331,000 | 497,000 | 658,000 |
| Noninterest expense | 736,000 | 1,493,000 | 2,217,000 | 2,949,000 |
| Provision for loan losses | 120,000 | 210,000 | 340,000 | 410,000 |
| Pretax income | 362,000 | 817,000 | 1,222,000 | 1,644,000 |
| Income tax | 118,000 | 258,000 | 380,000 | 509,000 |
| Net income | 244,000 | 559,000 | 842,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,420,000 | 17,567,000 | 17,789,000 | 17,730,000 |
| Total capital | 18,324,000 | 18,475,000 | 18,696,000 | 18,640,000 |
| Risk-weighted assets | 72,183,000 | 72,283,000 | 72,358,000 | 72,615,000 |