Call reports 2015
STATE BANK OF ARTHUR — 2015
What STATE BANK OF ARTHUR reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 122,626,000 | 122,418,000 | 129,362,000 | 130,355,000 |
| Total loans | 62,191,000 | 63,667,000 | 63,596,000 | 64,053,000 |
| Allowance for loan losses | 1,082,000 | 1,076,000 | 1,022,000 | 1,034,000 |
| Securities available for sale | 39,342,000 | 38,506,000 | 39,486,000 | 40,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,337,000 | 105,112,000 | 111,663,000 | 112,954,000 |
| Interest-bearing deposits | 74,521,000 | 76,762,000 | 80,684,000 | 81,375,000 |
| Noninterest-bearing deposits | 30,816,000 | 28,350,000 | 30,979,000 | 31,579,000 |
| Equity capital | 17,036,000 | 17,182,000 | 17,527,000 | 17,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,124,000 | 2,284,000 | 3,503,000 | 4,646,000 |
| Interest expense | 58,000 | 114,000 | 171,000 | 227,000 |
| Net interest income | 1,066,000 | 2,170,000 | 3,332,000 | 4,419,000 |
| Noninterest income | 142,000 | 357,000 | 525,000 | 674,000 |
| Noninterest expense | 745,000 | 1,480,000 | 2,185,000 | 2,974,000 |
| Provision for loan losses | 51,000 | 96,000 | 151,000 | 341,000 |
| Pretax income | 372,000 | 982,000 | 1,551,000 | 1,808,000 |
| Income tax | 100,000 | 310,000 | 474,000 | 534,000 |
| Net income | 272,000 | 672,000 | 1,077,000 | 1,274,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,534,000 | 16,922,000 | 17,162,000 | 17,145,000 |
| Total capital | 17,467,000 | 17,998,000 | 18,084,000 | 18,076,000 |
| Risk-weighted assets | 74,467,000 | 89,359,000 | 73,644,000 | 74,404,000 |