Call reports 2014
STATE BANK OF ARTHUR — 2014
What STATE BANK OF ARTHUR reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 120,011,000 | 118,938,000 | 121,633,000 | 120,356,000 |
| Total loans | 58,692,000 | 60,611,000 | 62,897,000 | 62,204,000 |
| Allowance for loan losses | 1,040,000 | 1,034,000 | 1,074,000 | 1,033,000 |
| Securities available for sale | 35,225,000 | 37,078,000 | 38,494,000 | 39,450,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,513,000 | 101,884,000 | 104,664,000 | 103,613,000 |
| Interest-bearing deposits | 76,949,000 | 75,668,000 | 77,293,000 | 75,082,000 |
| Noninterest-bearing deposits | 26,564,000 | 26,216,000 | 27,371,000 | 28,531,000 |
| Equity capital | 16,143,000 | 16,663,000 | 16,748,000 | 16,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,255,000 | 3,442,000 | 4,592,000 |
| Interest expense | 67,000 | 137,000 | 202,000 | 265,000 |
| Net interest income | 1,004,000 | 2,118,000 | 3,240,000 | 4,327,000 |
| Noninterest income | 120,000 | 276,000 | 412,000 | 568,000 |
| Noninterest expense | 753,000 | 1,471,000 | 2,138,000 | 2,929,000 |
| Provision for loan losses | 51,000 | 102,000 | 153,000 | 204,000 |
| Pretax income | 320,000 | 821,000 | 1,361,000 | 1,762,000 |
| Income tax | 167,000 | 245,000 | 384,000 | 533,000 |
| Net income | 153,000 | 576,000 | 977,000 | 1,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,726,000 | 16,089,000 | 16,394,000 | 16,382,000 |
| Total capital | 16,600,000 | 16,972,000 | 17,300,000 | 17,284,000 |
| Risk-weighted assets | 69,741,000 | 70,523,000 | 72,304,000 | 72,016,000 |