Call reports 2013
STATE BANK OF ARTHUR — 2013
What STATE BANK OF ARTHUR reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 114,298,000 | 111,425,000 | 112,287,000 | 114,190,000 |
| Total loans | 56,365,000 | 58,142,000 | 58,911,000 | 59,461,000 |
| Allowance for loan losses | 1,032,000 | 1,000,000 | 974,000 | 1,022,000 |
| Securities available for sale | 38,098,000 | 36,064,000 | 34,981,000 | 35,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,378,000 | 94,876,000 | 96,033,000 | 98,186,000 |
| Interest-bearing deposits | 70,816,000 | 71,187,000 | 70,553,000 | 70,573,000 |
| Noninterest-bearing deposits | 26,562,000 | 23,689,000 | 25,480,000 | 27,613,000 |
| Equity capital | 16,092,000 | 16,015,000 | 16,012,000 | 15,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,024,000 | 2,147,000 | 3,266,000 | 4,383,000 |
| Interest expense | 87,000 | 165,000 | 241,000 | 314,000 |
| Net interest income | 937,000 | 1,982,000 | 3,025,000 | 4,069,000 |
| Noninterest income | 133,000 | 278,000 | 424,000 | 562,000 |
| Noninterest expense | 663,000 | 1,207,000 | 1,902,000 | 2,700,000 |
| Provision for loan losses | 41,000 | 87,000 | 142,000 | 217,000 |
| Pretax income | 366,000 | 966,000 | 1,405,000 | 1,714,000 |
| Income tax | 135,000 | 324,000 | 444,000 | 537,000 |
| Net income | 231,000 | 642,000 | 961,000 | 1,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,065,000 | 15,416,000 | 15,675,000 | 15,633,000 |
| Total capital | 15,902,000 | 16,259,000 | 16,525,000 | 16,499,000 |
| Risk-weighted assets | 66,768,000 | 67,314,000 | 67,860,000 | 69,118,000 |