Call reports 2012
STATE BANK OF ARTHUR — 2012
What STATE BANK OF ARTHUR reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 108,737,000 | 107,900,000 | 111,990,000 | 113,799,000 |
| Total loans | 51,607,000 | 52,931,000 | 54,298,000 | 58,279,000 |
| Allowance for loan losses | 1,030,000 | 1,044,000 | 1,074,000 | 1,030,000 |
| Securities available for sale | 37,955,000 | 40,192,000 | 39,951,000 | 40,114,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,352,000 | 91,187,000 | 95,029,000 | 97,033,000 |
| Interest-bearing deposits | 68,045,000 | 68,178,000 | 71,142,000 | 70,077,000 |
| Noninterest-bearing deposits | 24,307,000 | 23,009,000 | 23,887,000 | 26,956,000 |
| Equity capital | 15,438,000 | 15,748,000 | 15,976,000 | 15,998,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,088,000 | 2,211,000 | 3,295,000 | 4,408,000 |
| Interest expense | 124,000 | 244,000 | 363,000 | 470,000 |
| Net interest income | 964,000 | 1,967,000 | 2,932,000 | 3,938,000 |
| Noninterest income | 123,000 | 279,000 | 410,000 | 547,000 |
| Noninterest expense | 709,000 | 1,359,000 | 2,058,000 | 2,708,000 |
| Provision for loan losses | 60,000 | 120,000 | 170,000 | 200,000 |
| Pretax income | 329,000 | 767,000 | 1,114,000 | 1,659,000 |
| Income tax | 126,000 | 279,000 | 372,000 | 494,000 |
| Net income | 203,000 | 488,000 | 742,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,375,000 | 14,540,000 | 14,710,000 | 14,894,000 |
| Total capital | 15,173,000 | 15,349,000 | 15,525,000 | 15,784,000 |
| Risk-weighted assets | 63,609,000 | 64,516,000 | 64,914,000 | 71,092,000 |