Call reports 2011
STATE BANK OF ARTHUR — 2011
What STATE BANK OF ARTHUR reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 96,455,000 | 98,048,000 | 103,203,000 | 103,363,000 |
| Total loans | 45,566,000 | 48,068,000 | 50,569,000 | 51,490,000 |
| Allowance for loan losses | 954,000 | 1,003,000 | 1,026,000 | 989,000 |
| Securities available for sale | 34,933,000 | 39,340,000 | 38,832,000 | 37,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,624,000 | 82,508,000 | 86,830,000 | 87,081,000 |
| Interest-bearing deposits | 62,579,000 | 63,722,000 | 64,360,000 | 63,300,000 |
| Noninterest-bearing deposits | 19,045,000 | 18,786,000 | 22,470,000 | 23,781,000 |
| Equity capital | 14,301,000 | 14,755,000 | 15,249,000 | 15,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,002,000 | 2,076,000 | 3,180,000 | 4,276,000 |
| Interest expense | 165,000 | 321,000 | 470,000 | 611,000 |
| Net interest income | 837,000 | 1,755,000 | 2,710,000 | 3,665,000 |
| Noninterest income | 129,000 | 286,000 | 426,000 | 575,000 |
| Noninterest expense | 677,000 | 1,317,000 | 1,967,000 | 2,642,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 300,000 |
| Pretax income | 199,000 | 544,000 | 1,059,000 | 1,458,000 |
| Income tax | 38,000 | 130,000 | 329,000 | 412,000 |
| Net income | 161,000 | 414,000 | 730,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,696,000 | 13,889,000 | 14,144,000 | 14,233,000 |
| Total capital | 14,394,000 | 14,612,000 | 14,907,000 | 15,001,000 |
| Risk-weighted assets | 55,573,000 | 57,552,000 | 60,785,000 | 61,205,000 |