Call reports 2009
STATE BANK OF ARTHUR — 2009
What STATE BANK OF ARTHUR reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 88,043,000 | 89,341,000 | 86,993,000 | 89,286,000 |
| Total loans | 46,921,000 | 47,454,000 | 48,262,000 | 49,501,000 |
| Allowance for loan losses | 852,000 | 815,000 | 841,000 | 924,000 |
| Securities available for sale | 31,505,000 | 30,018,000 | 32,060,000 | 29,614,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,217,000 | 75,485,000 | 72,394,000 | 74,987,000 |
| Interest-bearing deposits | 58,639,000 | 59,912,000 | 56,653,000 | 57,791,000 |
| Noninterest-bearing deposits | 15,578,000 | 15,573,000 | 15,741,000 | 17,196,000 |
| Equity capital | 13,238,000 | 13,302,000 | 13,792,000 | 13,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,084,000 | 2,231,000 | 3,325,000 | 4,443,000 |
| Interest expense | 283,000 | 549,000 | 795,000 | 1,020,000 |
| Net interest income | 801,000 | 1,682,000 | 2,530,000 | 3,423,000 |
| Noninterest income | 109,000 | 243,000 | 405,000 | 483,000 |
| Noninterest expense | 618,000 | 1,319,000 | 1,968,000 | 2,635,000 |
| Provision for loan losses | 75,000 | 150,000 | 240,000 | 360,000 |
| Pretax income | 227,000 | 466,000 | 738,000 | 921,000 |
| Income tax | 26,000 | 71,000 | 131,000 | 175,000 |
| Net income | 201,000 | 395,000 | 607,000 | 746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,745,000 | 12,880,000 | 13,031,000 | 13,074,000 |
| Total capital | 13,453,000 | 13,590,000 | 13,713,000 | 13,803,000 |
| Risk-weighted assets | 56,497,000 | 57,358,000 | 54,420,000 | 58,143,000 |