Call reports 2008
STATE BANK OF ARTHUR — 2008
What STATE BANK OF ARTHUR reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 87,533,000 | 87,556,000 | 86,554,000 | 86,612,000 |
| Total loans | 44,250,000 | 44,941,000 | 46,186,000 | 47,360,000 |
| Allowance for loan losses | 788,000 | 771,000 | 791,000 | 880,000 |
| Securities available for sale | 27,931,000 | 35,234,000 | 36,017,000 | 35,191,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,617,000 | 75,052,000 | 70,333,000 | 70,436,000 |
| Interest-bearing deposits | 58,568,000 | 59,062,000 | 55,702,000 | 54,845,000 |
| Noninterest-bearing deposits | 16,049,000 | 15,990,000 | 14,631,000 | 15,591,000 |
| Equity capital | 12,434,000 | 12,254,000 | 12,516,000 | 13,027,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,417,000 | 3,678,000 | 4,858,000 |
| Interest expense | 403,000 | 759,000 | 1,092,000 | 1,399,000 |
| Net interest income | 817,000 | 1,658,000 | 2,586,000 | 3,459,000 |
| Noninterest income | 71,000 | 172,000 | 255,000 | 357,000 |
| Noninterest expense | 622,000 | 1,186,000 | 1,794,000 | 2,469,000 |
| Provision for loan losses | 45,000 | 90,000 | 165,000 | 240,000 |
| Pretax income | 237,000 | 571,000 | 900,000 | 1,129,000 |
| Income tax | 56,000 | 140,000 | 214,000 | 256,000 |
| Net income | 181,000 | 431,000 | 686,000 | 873,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,164,000 | 12,354,000 | 12,549,000 | 12,604,000 |
| Total capital | 12,849,000 | 13,049,000 | 13,253,000 | 13,316,000 |
| Risk-weighted assets | 54,661,000 | 55,548,000 | 56,196,000 | 56,805,000 |