Call reports 2006
STATE BANK OF ARTHUR — 2006
What STATE BANK OF ARTHUR reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 79,648,000 | 78,539,000 | 80,906,000 | 81,027,000 |
| Total loans | 46,202,000 | 46,296,000 | 46,877,000 | 46,955,000 |
| Allowance for loan losses | 892,000 | 916,000 | 862,000 | 864,000 |
| Securities available for sale | 28,879,000 | 28,917,000 | 28,940,000 | 28,128,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,765,000 | 63,775,000 | 69,563,000 | 68,817,000 |
| Interest-bearing deposits | 56,030,000 | 50,346,000 | 55,117,000 | 53,515,000 |
| Noninterest-bearing deposits | 12,735,000 | 13,429,000 | 14,446,000 | 15,302,000 |
| Equity capital | 10,675,000 | 10,726,000 | 11,077,000 | 11,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,122,000 | 2,293,000 | 3,512,000 | 4,724,000 |
| Interest expense | 282,000 | 587,000 | 951,000 | 1,316,000 |
| Net interest income | 840,000 | 1,706,000 | 2,561,000 | 3,408,000 |
| Noninterest income | 81,000 | 188,000 | 265,000 | 362,000 |
| Noninterest expense | 577,000 | 1,121,000 | 1,637,000 | 2,180,000 |
| Provision for loan losses | 30,000 | 50,000 | 60,000 | 90,000 |
| Pretax income | 314,000 | 723,000 | 1,129,000 | 1,500,000 |
| Income tax | 93,000 | 222,000 | 372,000 | 423,000 |
| Net income | 221,000 | 501,000 | 757,000 | 1,077,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,961,000 | 11,181,000 | 11,377,000 | 11,505,000 |
| Total capital | 11,625,000 | 11,844,000 | 12,052,000 | 12,180,000 |
| Risk-weighted assets | 52,929,000 | 52,764,000 | 53,805,000 | 53,796,000 |