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Call reports 2004

STATE BANK OF ARTHUR — 2004

What STATE BANK OF ARTHUR reported to the FFIEC in 2004, quarter by quarter.

PERIOD: 2004SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a2703623-b6f4-4230-94df-7e36cd18297f/2004

Balance sheet

What the bank holds and owes at quarter end

Measure2004Q12004Q22004Q32004Q4
Total assets74,575,00075,462,00075,322,00077,716,000
Total loans37,319,00038,334,00040,609,00039,918,000
Allowance for loan losses849,000878,000879,000876,000
Securities available for sale32,912,00031,655,00030,370,00031,809,000
Securities held to maturity0000
Trading assets0000
Total deposits63,531,00064,707,00063,629,00065,981,000
Interest-bearing deposits51,969,00052,816,00050,918,00050,984,000
Noninterest-bearing deposits11,562,00011,891,00012,711,00014,997,000
Equity capital10,653,00010,305,00010,883,00010,982,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2004Q12004Q22004Q32004Q4
Interest income1,033,0002,042,0003,070,0004,172,000
Interest expense198,000379,000553,000730,000
Net interest income835,0001,663,0002,517,0003,442,000
Noninterest income78,000170,000306,000399,000
Noninterest expense594,0001,119,0001,658,0002,183,000
Provision for loan losses61,000105,000115,000115,000
Pretax income258,000609,0001,050,0001,543,000
Income tax60,000154,000287,000436,000
Net income198,000455,000763,0001,107,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2004Q12004Q22004Q32004Q4
Tier 1 capital10,150,00010,348,00010,595,00010,796,000
Total capital10,719,00010,927,00011,193,00011,393,000
Risk-weighted assets45,225,00045,988,00047,571,00047,482,000