Call reports 2002
STATE BANK OF ARTHUR — 2002
What STATE BANK OF ARTHUR reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,576,000 | 71,323,000 | 70,999,000 | 71,172,000 |
| Total loans | 34,694,000 | 34,090,000 | 35,573,000 | 35,460,000 |
| Allowance for loan losses | 777,000 | 733,000 | 791,000 | 761,000 |
| Securities available for sale | 28,798,000 | 30,232,000 | 31,525,000 | 28,553,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,283,000 | 61,339,000 | 60,372,000 | 60,591,000 |
| Interest-bearing deposits | 52,149,000 | 50,932,000 | 50,649,000 | 50,168,000 |
| Noninterest-bearing deposits | 9,134,000 | 10,407,000 | 9,723,000 | 10,423,000 |
| Equity capital | 8,950,000 | 9,441,000 | 9,901,000 | 9,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,110,000 | 2,229,000 | 3,427,000 | 4,477,000 |
| Interest expense | 361,000 | 666,000 | 957,000 | 1,221,000 |
| Net interest income | 749,000 | 1,563,000 | 2,470,000 | 3,256,000 |
| Noninterest income | 79,000 | 172,000 | 234,000 | 306,000 |
| Noninterest expense | 498,000 | 973,000 | 1,499,000 | 1,951,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 264,000 |
| Pretax income | 264,000 | 630,000 | 1,011,000 | 1,359,000 |
| Income tax | 80,000 | 165,000 | 273,000 | 363,000 |
| Net income | 184,000 | 465,000 | 738,000 | 996,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,723,000 | 8,944,000 | 9,158,000 | 9,343,000 |
| Total capital | 9,269,000 | 9,482,000 | 9,703,000 | 9,882,000 |
| Risk-weighted assets | 43,390,000 | 42,871,000 | 43,375,000 | 42,922,000 |