Call reports 2001
STATE BANK OF ARTHUR — 2001
What STATE BANK OF ARTHUR reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 65,745,000 | 67,475,000 | 66,706,000 | 71,335,000 |
| Total loans | 34,713,000 | 35,566,000 | 35,315,000 | 34,496,000 |
| Allowance for loan losses | 633,000 | 656,000 | 640,000 | 721,000 |
| Securities available for sale | 23,512,000 | 25,005,000 | 25,582,000 | 25,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,944,000 | 58,413,000 | 57,121,000 | 61,995,000 |
| Interest-bearing deposits | 48,436,000 | 49,245,000 | 48,472,000 | 50,917,000 |
| Noninterest-bearing deposits | 8,508,000 | 9,168,000 | 8,649,000 | 11,078,000 |
| Equity capital | 8,456,000 | 8,552,000 | 8,937,000 | 8,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,399,000 | 3,567,000 | 4,778,000 |
| Interest expense | 493,000 | 997,000 | 1,492,000 | 1,954,000 |
| Net interest income | 691,000 | 1,402,000 | 2,075,000 | 2,824,000 |
| Noninterest income | 75,000 | 199,000 | 318,000 | 401,000 |
| Noninterest expense | 467,000 | 1,003,000 | 1,463,000 | 1,951,000 |
| Provision for loan losses | 66,000 | 132,000 | 198,000 | 297,000 |
| Pretax income | 233,000 | 497,000 | 766,000 | 1,052,000 |
| Income tax | 50,000 | 129,000 | 184,000 | 248,000 |
| Net income | 183,000 | 368,000 | 582,000 | 804,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,970,000 | 8,284,000 | 8,438,000 | 8,600,000 |
| Total capital | 8,504,000 | 8,831,000 | 8,980,000 | 9,141,000 |
| Risk-weighted assets | 42,657,000 | 43,643,000 | 43,226,000 | 43,127,000 |