Call reports 2008
CANYON NATIONAL BANK — 2008
What CANYON NATIONAL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 299,452,000 | 288,991,000 | 294,545,000 | 297,095,000 |
| Total loans | 255,100,000 | 251,201,000 | 256,914,000 | 256,253,000 |
| Allowance for loan losses | 3,664,000 | 2,566,000 | 3,339,000 | 4,480,000 |
| Securities available for sale | 10,018,000 | 9,269,000 | 12,010,000 | 11,846,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 248,820,000 | 236,492,000 | 242,446,000 | 249,499,000 |
| Interest-bearing deposits | 168,933,000 | 165,278,000 | 174,902,000 | 188,260,000 |
| Noninterest-bearing deposits | 79,887,000 | 71,214,000 | 67,543,000 | 61,239,000 |
| Equity capital | 27,791,000 | 27,883,000 | 26,538,000 | 28,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,066,000 | 9,648,000 | 14,115,000 | 18,124,000 |
| Interest expense | 1,614,000 | 2,819,000 | 4,170,000 | 5,592,000 |
| Net interest income | 3,452,000 | 6,829,000 | 9,945,000 | 12,532,000 |
| Noninterest income | 485,000 | 1,109,000 | 1,687,000 | 2,283,000 |
| Noninterest expense | 2,674,000 | 5,620,000 | 8,332,000 | 11,898,000 |
| Provision for loan losses | 1,160,000 | 1,985,000 | 5,265,000 | 8,615,000 |
| Pretax income | 124,000 | 361,000 | -1,932,000 | -5,665,000 |
| Income tax | 41,000 | 86,000 | -883,000 | -2,410,000 |
| Net income | 83,000 | 275,000 | -1,049,000 | -3,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,783,000 | 27,975,000 | 26,651,000 | 28,176,000 |
| Total capital | 31,061,000 | 30,661,000 | 29,867,000 | 31,400,000 |
| Risk-weighted assets | 261,733,000 | 256,660,000 | 257,090,000 | 256,587,000 |