Call reports 2007
CANYON NATIONAL BANK — 2007
What CANYON NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 267,655,000 | 260,072,000 | 279,898,000 | 288,409,000 |
| Total loans | 215,492,000 | 223,893,000 | 244,598,000 | 251,638,000 |
| Allowance for loan losses | 3,363,000 | 3,468,000 | 3,452,000 | 3,047,000 |
| Securities available for sale | 11,957,000 | 12,063,000 | 15,849,000 | 12,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 240,053,000 | 231,277,000 | 230,111,000 | 230,769,000 |
| Interest-bearing deposits | 152,884,000 | 152,259,000 | 158,780,000 | 156,666,000 |
| Noninterest-bearing deposits | 87,169,000 | 79,018,000 | 71,331,000 | 74,103,000 |
| Equity capital | 25,050,000 | 26,167,000 | 27,214,000 | 27,685,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,157,000 | 10,463,000 | 15,903,000 | 21,285,000 |
| Interest expense | 1,343,000 | 2,796,000 | 4,436,000 | 6,202,000 |
| Net interest income | 3,814,000 | 7,667,000 | 11,467,000 | 15,083,000 |
| Noninterest income | 729,000 | 1,359,000 | 1,958,000 | 2,536,000 |
| Noninterest expense | 2,604,000 | 5,057,000 | 7,613,000 | 10,163,000 |
| Provision for loan losses | 90,000 | 200,000 | 410,000 | 1,310,000 |
| Pretax income | 1,849,000 | 3,769,000 | 5,402,000 | 6,146,000 |
| Income tax | 750,000 | 1,530,000 | 2,192,000 | 2,491,000 |
| Net income | 1,099,000 | 2,239,000 | 3,210,000 | 3,655,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,144,000 | 26,284,000 | 27,255,000 | 27,700,000 |
| Total capital | 27,826,000 | 29,026,000 | 30,282,000 | 30,857,000 |
| Risk-weighted assets | 213,673,000 | 218,453,000 | 241,584,000 | 258,799,000 |