Call reports 2004
CANYON NATIONAL BANK — 2004
What CANYON NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 178,740,000 | 182,979,000 | 211,867,000 | 202,157,000 |
| Total loans | 122,181,000 | 133,177,000 | 146,284,000 | 149,215,000 |
| Allowance for loan losses | 2,070,000 | 2,249,000 | 2,360,000 | 2,508,000 |
| Securities available for sale | 15,647,000 | 17,775,000 | 18,469,000 | 30,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,717,000 | 168,632,000 | 196,698,000 | 185,769,000 |
| Interest-bearing deposits | 103,102,000 | 107,831,000 | 124,893,000 | 115,110,000 |
| Noninterest-bearing deposits | 59,615,000 | 60,801,000 | 71,805,000 | 70,659,000 |
| Equity capital | 12,810,000 | 13,365,000 | 14,239,000 | 15,468,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,365,000 | 4,878,000 | 7,706,000 | 10,791,000 |
| Interest expense | 237,000 | 477,000 | 751,000 | 1,075,000 |
| Net interest income | 2,128,000 | 4,401,000 | 6,955,000 | 9,716,000 |
| Noninterest income | 604,000 | 1,361,000 | 2,083,000 | 2,699,000 |
| Noninterest expense | 1,586,000 | 3,239,000 | 5,059,000 | 6,889,000 |
| Provision for loan losses | 196,000 | 376,000 | 538,000 | 691,000 |
| Pretax income | 950,000 | 2,089,000 | 3,383,000 | 4,777,000 |
| Income tax | 388,000 | 851,000 | 1,377,000 | 1,948,000 |
| Net income | 562,000 | 1,238,000 | 2,006,000 | 2,829,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,741,000 | 13,470,000 | 14,273,000 | 15,563,000 |
| Total capital | 14,256,000 | 15,075,000 | 16,116,000 | 17,400,000 |
| Risk-weighted assets | 120,436,000 | 127,557,000 | 146,769,000 | 146,090,000 |